Submissions to the WSIB Rate Framework Reform Consultation

Ignoring the recommendations of the Expert Panel on Occupational Health & Safety and the Arthurs Report, the Proposed Rate Framework would make claims experience the main driver of premium rates for all Schedule I employers. Inconsistent with the Act, the framework proposes to use experience rating for insurance equity purposes. The ERWG recommends abandoning the “risk adjusted premium rate” aspect of the rate framework, or using actual health and safety leading indicators rather than claims costs as the metric of risk. Additionally the Submission proposes an Excellence Fund as a merit system or incentive program to allow the Board and employers to go forward with prevention and accommodation promoting timely and safe return to work (RTW).