Experience rating (ER), a financial incentive program for employers used by the WSIB to promote occupational health and safety, is not achieving its goals but instead hurts injured workers in many ways. Employer resources are diverted from workplace safety improvement towards claims management and suppression (discouraging the reporting of accidents and filing of workers’ claims). ER programs also fail in supporting successful return to work. Proposed changes look at insurance equity rather than the addressing the core problems with the program.
/ / Backgrounder – Experience rating